A qualified prospect on the phone.
Backed by a 180-second buffer guarantee.
Stop chasing aged form-fills. We pre-screen consumers looking for Final Expense & Life Insurance coverage and live-transfer them directly to your phone.
The 180-Second Buffer Guarantee
We guarantee the consumer stays on the phone with you for a full 180 seconds. If the caller disconnects, does not qualify, or is a wrong number within the first 3 minutes, you receive an immediate replacement credit. Terms and conditions apply.
From consumer inquiry to closed policy
Our dedicated US and offshore call floors screen every caller before introducing them to you.
1. Targeted Consumer Intake
Consumers actively searching for final expense or term coverage request a quote through our search ads and verified landing pages.
2. Pre-Screening & Verification
Our intake agents confirm age (50-80 for FE), state residency, health qualification, and genuine interest in speaking with a licensed agent.
3. Warm Inbound Transfer
The intake specialist announces the prospect to you by name and patches the call through. Your 180-second buffer starts the moment you say hello.
Transparent, per-transfer rates
| Vertical | Alara Price | Industry Average | Buffer Guarantee |
|---|---|---|---|
| Final Expense Live Transfer | $110 / transfer | $120 – $160 | 180 Seconds ✓ |
| Life Insurance (Term / IUL) Transfer | $130 / transfer | $140 – $200 | 180 Seconds ✓ |
| Starter 10-Pack (First-time buyers) | $99 / transfer | — | 180 Seconds ✓ |
All live transfers are prepaid with no contracts. Pause or schedule transfer delivery times to match your exact availability.